Description

Responsibilities

• Perform quality check to ensure Retail segment loan approval is in compliance with the Bank's credit policies and guidelines.
• Formulate and review Retail segment loan underwriting standards regularly or on an ad hoc basis.
• Provide recommendation to senior executive for any potential problems & risks adhere to existing operation work flow and policies.
• Assist in developing and implementing credit strategies in support of the business.
• Manage and monitor the loan portfolio to ensure asset quality
• Assist senior executive or product manager to develop credit related projects, products, program as well as other administration issues.
• Liaise and communicate with frontline, compliance unit and risk management department to facilitate the credit process workflow related to approval and compliance issues
• Improve risk management knowledge within department by providing training and consultancy support

Requirements:

• Diploma with major in Business Administration, Finance, Accounting, Economics or related disciplines.
• Good credit sense / credit judgment with strong communication and interpersonal skills
• Proficiency in both spoken & written English and Chinese including Putonghua.
• Good knowledge of Microsoft Office
• Good command of both verbal and written English and Chinese

If you are applying for in-scope position(s) under the Mandatory Reference Checking Scheme (i.e., A role carrying out regulated activities licensed by the IA, SFC & MPFA), you are required to undergo the Mandatory Reference Checking. Our responsible recruiter will inform you the details of the MRC process and the requirements in due course. For details, please click here .