Description

Summary:

The Coordinator, Credit Risk will assist Freedom Mortgage Credit Risk Underwriting in Various tasks. The Credit Risk Coordinator will adhere to various compliance guidelines to ensure that, state disclosures, seasoning, loan dispositioning, disaster reviews and subject property address requirements are met.

Essential Job Duties and Responsibilities:

• Manage Email Boxes

  • State Disclosure Review

  • Address Validation Review

  • Loan Cancellation

• Reports to be completed daily

  • Seasoning

  • Subject Property Address

  • Denied/Withdraw/Closed For Incompleteness audits

  • FEMA Disaster Declarations

  • VA COE

• Comply with all company policies and procedures.

• Maintain regular and punctual attendance.

Other Job Duties and Responsibilities:

Performs other related duties as assigned.

Supervisory Responsibilities:

• This position is an individual contributor.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

• Communicate to both internal and external contacts clearly and concisely

• Respond to elevated items quickly and work with Managers to expedite resolution.

• Work with management staff as needed to resolve problems and questions in a timely manner.

• Provide timely reports as needed or requested.

• Able to manage multiple processes and effectively shift between them throughout the day.

• Recognize/identify critical issues and communicate or escalate to manager as needed.

• High level of organizational skills.

• Adaptable to change and shifting priorities.

• Knowledge of Microsoft Office Suite.

• Knowledge of mortgage documents.

Education and/or Experience:

• Minimum Two (2) years of experience or equivalent combination of education and experience.

Certificates, Licenses, Registrations:

• None Required

Work Complexity:

Problems and issues faced are general but require analysis of FFOC's policies and procedures, as well as external best practices and regulations, to assess and resolve.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work is normally performed in a typical interior office work environment which does not subject the employee to any hazardous or unpleasant elements. The noise level in the work environment is usually moderate.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds.

Equal Employment Opportunity:

The company is committed to providing equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information, or any other basis protected by applicable federal, state, or local laws.

Americans with Disabilities Act:

Applicants as well as employees who are or become disabled must be able to satisfactorily perform the essential job functions of the position either with or without reasonable accommodation. Applicants as well as employees are encouraged to meet with Human Resources as the organization shall review reasonable accommodations on a case-by-case basis in accordance with applicable law.

Job Responsibilities:

The statements reflect the general duties and responsibilities considered necessary to perform the essential functions of the job and should not be considered as an all-inclusive list of all the work requirements of the position. The company may change the specific job duties with or without prior notice based on the needs of the organization.

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