Description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Job Summary

As Credit Risk Vice President for the Aviation sector, you will lead the credit origination and portfolio management of primarily, but not limited to, companies covered by the Airlines, Aircraft Leasing and Shipping teams, which fall under the broader Diversified Industries team. You will develop a broad and deep understanding of the business, financial, competitive and industry risks faced by clients in the assigned portfolio. You will report to an Executive Director and would be supported in day-to-day work by a dedicated team of Analysts and Associates.

The Aviation team covers clients in the Corporate and Investment Bank across both investment grade and non-investment grade ratings profiles. You will lead the structuring and underwriting of new lending activities, analyze and approve other credit requests, facilitate regulatory monitoring, and perform on-going portfolio monitoring. In each capacity, the Credit team works in partnership with Investment Banking Coverage, Global Corporate Banking, Debt Capital Markets, and many other product partners to meet the needs of clients.

Job Responsibilities

• Identify the key risk factors associated with clients, transactions, and industry sub-sectors across the Aviation portfolio (Airlines, Aircraft Leasing and Shipping), and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry and other factors
• Lead and/or participate in client due diligence by way of attending client, bank, and other meetings to develop a better understanding of client companies, management teams, and industry sectors, and using financial models to incorporate the impact of forward-looking risk assessment on key value drivers, ultimately developing and recommending appropriate credit structures relative to risk assessment
• Apply corporate finance and accounting expertise to develop appropriate financing structures, and prepare and review credit approval materials, ensuring all credit risk policies are followed
• Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval
• Ensure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situations
• Prepare and present quarterly financial snapshot of the Aviation portfolio, as well as annual portfolio review materials to senior management
• Assist in training, developing and mentoring junior talent to enhance the performance of the broader team and work closely with analysts, our middle office and data teams to ensure accuracy of credit system data

Required Qualifications, Skills and Capabilities

• BA/BS degree is required, MBA is a plus
• Minimum 5 years of commercial/investment banking lending experience, preferably in the Aviation sector, including extensive credit, structuring and marketing
• Solid understanding of financial products, corporate finance, financial modeling and market dynamics
• Advanced knowledge of financial statements and accounting
• Experience with documentation related to credit agreements and derivative products (including ISDAs and CSAs)
• Exceptional communication skills, both verbal and written
• Ability to effectively present analysis and interact with key stakeholders

Preferred Qualifications, Skills and Capabilities

• Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
• Capability to perform due diligence and negotiation with clients

About the Team

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents and perspectives that they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. (If you are a US or Canadian applicant with a disability and wish to request an accommodation to complete the application process, please contact us by calling the Accessibility Line (US and Canada Only) 1-866-777-4690 and indicate the specifics of the assistance needed.)

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans